Exploring the Impact of FinTech on Banking Performance: An Empirical Investigation into the Transformative Role of Financial Technology
Published: 2024
Author(s) Name: Pratibha Kulkarni, Sushma Gongade, Smita Nadiger |
Author(s) Affiliation: KLEs Institute of Management Studies & Research, Hubli, Karnataka, India.
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Abstract
This empirical study delves into the dynamic landscape of financial technology (FinTech) and its profound influence on banking performance. With an increasing reliance on technological innovations, this research investigates the transformative role of FinTech in reshaping traditional banking operations. Through an empirical investigation, we examine the multifaceted impact of FinTech on key performance indicators within the financial sector. The study employs a comprehensive research framework to analyse the adoption and integration of FinTech solutions by financial institutions. As FinTech continues to redefine traditional banking paradigms, this study aims to provide valuable empirical evidence that informs industry stakeholders, policymakers, and researchers about the transformative dynamics unfolding in the intersection of FinTech and banking performance. Ultimately, the findings contribute to a deeper understanding of the ongoing revolution in the financial sector and its implications for the broader economy.
Keywords: FinTech (Financial Technology), Banking Performance, Technological Impact, Banking Efficiency, Digital Banking, Innovation in Finance
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