A Study on the Availment of Export Finance by Exporters in Surat City
Published: 2021
Author(s) Name: Divya R. Patel |
Author(s) Affiliation: Assistant Professor, School of Commerce and Business Management, Vanita Vishram Womens University
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Abstract
Export is important for any economy to grow. In order to boost export, finance is
made available by various institutions and banks. Export finance can be availed in
the form of pre-shipment and post-shipment credit, also it can be availed in home
currency or foreign currency. On the other hand, some difficulties are also faced
by exporters who want to avail such export finance. This paper studies the
availment of export finance in Surat city. It is found that in Surat city, exporters
prefer to avail pre-shipment finance from private banks. Also it can be seen that
the exporters face difficulties such as requirement of excessive documents while
availing the export finance, they find the procedure to be lengthy and even after
that it takes a long time for them to actually receive the finance.
Keywords: Export Finance, Pre-shipment, Post-shipment, Finance
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