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Predicting Bankruptcy of Public and Private Companies in Mauritius

International Journal of Banking, Risk and Insurance

Volume 9 Issue 1

Published: 2021
Author(s) Name: Jayrani Cheeneebash, Nicholas Khim On Cheong Foo, Ashvin Gopaul | Author(s) Affiliation: Associate Professor, Department of Mathematics, University of Mauritius, Mauritius.
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Abstract

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During the recent years, many incentives have been given to encourage people to become entrepreneurs and set up their own businesses or companies in Mauritius. This has contributed to an increase in the number of companies listed on the Stock Exchange of Mauritius. The aim of this paper is to provide prospective investors a means to determine the tendency of companies to go bankrupt. A comparison is made of the performance of the artificial neural networks method with the Altman Z-Score and the Taffler models on their ability to predict whether companies listed in Mauritius are prone to bankruptcy. The Z-Score and Taffler models use five and four financial ratios as variables, respectively, whereas the simulation of the ANN is carried out with only two different sets of inputs. After testing the three methods, their respective accuracy is recorded; it is found that ANN produced better results than both the Z-Score and Taffler Models.

Keywords: Bankruptcy, Altman Model, Taffler Model, Artificial Neural Networks, Prediction

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