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Capital Market Exposure and Banking Risk: Evidence from Bangladesh

International Journal of Financial Management

Volume 2 Issue 3

Published: 2012
Author(s) Name: Md. Zakir Hossain | Author(s) Affiliation: Lecturer, Bangladesh Institute of Bank Management (BIBM) Mirpur, Dhaka, Bangladesh
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Abstract

This study identifies the major risk areas of banks’ exposure in the capital market of Bangladesh using various statistical tools. Using data for the period of 2009 to 2011, the study finds that banks’ investment in the capital market is very risky for which liquidity risk, credit risk as margin loan, and capital adequacy risk may endanger the position of banks. The estimates of 99.9% daily VaR and the VaR violation indicate that VaR is a reliable measure of market risk in Bangladesh. The separation of investment banking from retail banking can reduce the capital market risk exposures of banks.

Keywords: Risk Management, Banks, Capital Market, Investment Banking, Market Risk

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