Banks Mergers in India: Historical Perspective and Strategic Policy Issues
Published: 2021
Author(s) Name: Nand L. Dhmeja, Deepti Dabas Hazarika and Manish Dhameja |
Author(s) Affiliation: Manav Rachna International Institute of Research & Studies, Faridabad, Harayana.
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Abstract
Indian banks have a long history and
have undergone reorganization arising
from the need to strengthen or to be
competitive. This study presents the historical
perspective of banks mergers in
India to make them undertake bigger
projects and to be globally competitive.
Bank mergers gained momentum after
economic reforms and liberalization
measures in early nineties. There were
mega mergers from 2018 onwards with
the objective to increase the global competitiveness
and to reduce weaknesses
of Indian banks. Issues like rationalization
bank branches, ATMs, and nonresidents
shareholdings of banks are
presented. Besides, internal issues such
as banks’ performance and governance,
strategic policy issues concerning
external constraints and including
dual regulation, widening compensation
differences with private sector
banks are discussed.
Keywords: N.A.
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