Multi-Factor Authentication for Net Banking
Published: 2017
Author(s) Name: Neenu Ann Shaji, Sumitha Soman |
Author(s) Affiliation: Computer Science and Engineering Sree Buddha College of Engineering, Pattoor, Alappuzha, Kerala, In
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Abstract
Todays mobile devices come incorporated with biometric security features. In this paper, we explain about how to use this feature to develop a web login authentication mobile application. Our application uses Redmi Xiaomi note 3 fingerprint recognition feature to login to the application and only using this interface we can carry on any online transactions. On the web side, we enable the user to login and thus proceed with the transaction. The user has to enter a valid OTP send to his phone within a limited time frame. On the successful completion of that, a QR code will be generated which is encrypted with the registered IMEI and the OTP generated. When all these three authentication procedures fall into place, a transaction proceeds to fulfillment. As the production of mobile devices with fingerprint recognition continues to increase, biometric authentication apps, like the one introduced here, will become a prevalent security measure.
Keywords: Index Terms-biometric, fingerprint, online transactions
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