Deposit and Credit Management in Public Sector Banks of Belgaum District - A Study
Published: 2014
Author(s) Name: A.S.Shiralashetti |
Author(s) Affiliation: Associate Prof., P.G. Dept. of Comm., Karnatak University, Dharwad, Karnataka, India
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Abstract
The economic development of India depends directly and indirectly on the growth and development of banking sector. The Government of India has begun its journey in the banking sector with the nationalization of the Imperial Bank and renamed it as the State Bank of India. The Government of India nationalised the subsidiaries of the SBI in 1960 and 14 banks in 1969 and 6 more in 1980. In addition, the Government of India has taken many measures to improve the banking sector in the interest of socio-economic development of India. However, public sector banks are facing the problem of rising NPA continuously as compared to their respective previous years. The present study is based on the secondary data collected from annual credit plan of the Lead District Bank. The study revealed that there have significant differences in the branches of rural, semi- urban and urban areas in deposit mobilization and credit deployment during study period.
Keywords: N.A.
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