1.
Nidhi Grover
– Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab, India.
2.
G. S. Bhalla
– Department of Commerce and Business Management, Guru Nanak Dev University, Amritsar, Punjab, India.
Abstract
The present paper is an attempt to measure profitability
gains from bancassurance by taking a case study
of State Bank of India (SBI). The CAMEL indicator
approach has been used to assess the impact of
bancassurance on the financial performance of SBI.
The analysis reveals that the bancassurance has
improved almost all components of CAMEL model
significantly except four indicators namely, Capital
Adequacy Ratio (CRAR), Non-interest income (NII),
Return-on-Assets (ROA) and Return-on-Equity (ROE)
