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| Received
04-Jun-2026 |
Accepted
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Published
04-Jun-2026 |
Abstract
While electronic banking in the form of automatic
teller machines and telephone banking have been
around for a number of years, the popularity of
accessing banking services, through the Internet and
mobile phones is rising. Increasingly, E-banking
provides a vast opportunity for banks and their
customers. The electronic delivery channels increase
transparency and can lead to higher connection
among banks and a most significant point through
lower costs. The digitalization of transactions can help
to reduce costs for banks and increase efficiency.
Internet technology holds the potential to fundamental
changes banks and the banking industry. Banking
through internet has emerged as a strategic resource
for achieving higher efficiency more recently, now
in India too, a wide array of financial product and
services have become available over the Internet
which has thus, become an important distributions
channels for a number for banks. The purpose of
present study is to analyze such effect of internet
banking in India.
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