Journal of Commerce and Accounting Research

2016 | Volume 5 | Issue Issue 4

Perceptions about Credit Cards

1. Rajat Deb – Assistant Professor, Department Of Commerce, Tripura Central University, Tripura, India

2. Shantanu Lodh – Assistant Professor, Department Of Commerce, Tripura Central University, Tripura, India

Received
03-Nov-2016 		Accepted
- 		Published
03-Nov-2016
Abstract
The present study seeks to identify the motivating factors of the respondents for using credit cards and to report the problems they are exposed to. Based on a pre-tested interview-schedule, with a sample size of 156 respondents, the empirical results have indicated principal and secondary benefits as influencing factors, and a significant relationship has been established between the demographics, impulsive & compulsive buying, and associated problems in accessing credit cards. Policy implications are derived, future research directions have indicated and it acknowledges few limitations.
Keywords Survey, Credit Card, Inferential Statistics
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