IMS Manthan (The Journal of Mgt., Comp. Science & Journalism)

1. Ritu Sharma – Assistant Professor, Institute Of Management Studies, Noida, Uttar Pradesh, India.

Received
08-Sep-2013
Accepted
-
Published
08-Sep-2013
Abstract
Theory predicts inverse relation between consumption and savings. At any given level of income, increase in consumption results in lowering of savings and vice versa. Hence there is a tradeoff between consumption and savings/investment. Consumption and savings are however, directly related with income. Both consumption and savings play pivotal role in growth of income. Low income results in low consumption and low savings, high proportion of income being absorbed by consumption. Consequently share of savings increases with increase in income. Substitution takes place between consumption and savings with changes in income. This aspect of growth however has not been adequately researched in Indian economy.
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