1. – St. Xavier College (autonomous), Palayamkottai, Affiliated To Manonmaniam Sundaranar University
| Received
19-Aug-2025 |
Accepted
- |
Published
19-Aug-2025 |
Abstract
Even for people with shorter lifespans, death can happen in any way and at any time in the modern world. The current generation is less concerned with saving money and making plans for the future than earlier generations were. More and more people see insurance as a way to invest, save money, and tax evasion. A fundamental procedure in the sector, underwriting entails assessing risk and establishing the conditions under which insurance coverage is granted. The necessity, significance, and necessary attributes of an underwriter are emphasised in this essay.
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